BUSI 701

Functional Area Paper Assignment Instructions

For this paper, you are going to expand on one of the discussion forums that you have already written. You will choose one of the topics from your previous discussions (Marketing, Accounting, Finance, or Management) and elaborate on the current trend in this area.

Your paper should include an introduction of the topic that includes a historical definition based on literature, a discussion of the current research in the field (last 5 years only), and a section that addresses future questions that will need to be addressed and/or explored in research.

This paper should draw on a minimum of ten substantial journal article resources and will be 10 to 12 pages in length (not including the title page, abstract, or reference pages) observing all APA style conventions.

You may use any articles or writings that you wrote about in your previous discussion forums in this course.

The organization of your paper should be as follows:

Title Page

Introduction: Gives an overview of your topic and discusses the organization of your paper. You would also include your historical definition here based on the literature.

Current Research: In this section, you will include identified themes you have found in the research articles that you reviewed. You will support each of these themes with your research articles (See Functional Paper Video in Module 5: Week 5 for more information).

Future Questions: In this section, you will discuss the future research areas that were present in the articles you synthesized. You should list and discuss the question and use multiple articles to provide support. These should come directly from the research (See Functional Paper Video in Module 5: Week 5 for more information.

Financial Behaviors & DNA Analysis

April 17, 2022

Author Note

I have no known conflict of interest to disclose.

Correspondence concerning this article should be addressed to

Email:

Abstract

Financial behaviors have been known to tell researchers, finance advisors, bankers, and financial consultants to gain insight on how consumers’ buy habits and spending change. This functional assignment will cover a more in-depth analysis of a finance topic with the correlation between DNA analysis and consumer financial behaviors. Financial behaviors The purpose of the research is to better understand why consumers make these financial decisions. These research articles will assist in providing a clear summary of supporting evidence on using DNA analysis relationships with specific financial behaviors.

Keywords: financial, financial behaviors, financial literacy analysis, DNA

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FUNCTIONAL AREA ASSIGNMENT 2

Financial Behaviors & DNA Analysis

References

Alexander, K., Danila, V., Klavdiya, B., Kalinin, A., Vaganov, D., & Bochenina, K. (2020). Discovering patterns of customer financial behavior using social media data. Wien : Springer. doi:10.1007/s13278-020-00690-3

Bi, Q., Dean, L., Guo, T., & Sun, X. (2022). The impact of using financial technology on positive financial behaviors. Journal of Financial Planning, 35(4), 46-50. Retrieved from  https://ezproxy.liberty.edu/login?url=https://search.ebscohost.com/login.aspx?direct=true&db=bth&AN=156173429&site=ehost-live&scope=site

Chang, C., McAleer, M., & Wong, W. (2018). Decision sciences, economics, finance, business, computing, and big data: Connections. Advances in Decision Sciences, 22, 1-58. Retrieved from  http://ezproxy.liberty.edu/login?qurl=https%3A%2F%2Fwww.proquest.com%2Fscholarly-journals%2Fdecision-sciences-economics-finance-business%2Fdocview%2F2246691894%2Fse-2%3Faccountid%3D12085

De Neve, J., & Fowler, J. H. (2014). Credit card borrowing and the monoamine oxidase A (MAOA) gene. Journal of Economic Behavior & Organization, 107, 428-439. doi: https://doi.org/10.1016/j.jebo.2014.03.002

Dzomonda, O., & Fatoki, O. (2018). Evaluating the effect of owners' demographic characteristics on the financial management behaviour of rural entrepreneurs in south africa. Academy of Accounting and Financial Studies Journal, 22(3), 1-11. Retrieved from  http://ezproxy.liberty.edu/login?qurl=https%3A%2F%2Fwww.proquest.com%2Fscholarly-journals%2Fevaluating-effect-owners-demographic%2Fdocview%2F2124417636%2Fse-2%3Faccountid%3D12085

Gathergood, J., & Weber, J. (2014). Self-control, financial literacy & the co-holding puzzle. Journal of Economic Behavior & Organization, 107, 455-469. doi: https://doi.org/10.1016/j.jebo.2014.04.018

Kim, K. T., & Lee, J. M. (2021). A review of a decade of financial behavior research in the journal of family and economic issues. New York, N.Y.] : Human Sciences Press. doi:10.1007/s10834-020-09711-x

Kliger, D., van den Assem, Martijn J., & Zwinkels, R. C. J. (2014). Empirical behavioral finance. Journal of Economic Behavior & Organization, 107, 421-427. doi: https://doi-org.ezproxy.liberty.edu/10.1016/j.jebo.2014.10.012

Michael Collins, J., & Urban, C. (2014). The dark side of sunshine: Regulatory oversight and status quo bias. Journal of Economic Behavior & Organization, 107, 470-486. doi: https://doi.org/10.1016/j.jebo.2014.04.003

Moreland, K. A. (2018). Seeking financial advice and other desirable financial behaviors. Journal of Financial Counseling and Planning, 29(2), 198-207. doi: http://dx.doi.org/10.1891/1052-3073.29.2.198

Murguía, A., & Pfau, W. D. (2022). Retirement income beliefs and financial advice seeking behaviors. Financial Services Review, 30(1), 1-29. Retrieved from  https://ezproxy.liberty.edu/login?url=https://search.ebscohost.com/login.aspx?direct=true&db=bth&AN=155325799&site=ehost-live&scope=site

Xiao, J. J., & Porto, N. (2017). Financial education and financial satisfaction: Financial literacy, behavior, and capability as mediators. The International Journal of Bank Marketing, 35(5), 805-817. doi: http://dx.doi.org/10.1108/IJBM-01-2016-0009

Xu, Y., Briley, D. A., Brown, J. R., & Roberts, B. W. (2017). Genetic and environmental influences on household financial distress. Journal of Economic Behavior & Organization, 142, 404-424. doi: https://doi.org/10.1016/j.jebo.2017.08.001