M.Sc. International Banking & Finance and M.Sc. Financial Technology

2020/2021 AG922 Financial Management for Banks

Assignment1

Submission Deadline: 12.00pm Friday 19th March 20212 Lecturer: Livia Pancotto ([email protected])

ANSWER ALL QUESTIONS

Given the inherently risky nature of banking activity, bank capital represents a fundamental buffer to cover unexpected losses and to prevent failures which could have highly detrimental impacts on the real economy. In order to protect savings and to maintain public confidence in the functioning of the overall financial system, banks worldwide are subject to intense regulation and supervision. In this context, the main aim of the Basel Committee on Banking Supervision (BCBS), established in 1974, is to enhance global financial stability by strengthening the prudential regulation and supervision of banks. The Committee has over time published a series of international standards, mostly related to bank capital regulation, widely known as Basel Accords.

In the light of recent global developments, such as the coronavirus (Covid-19) pandemic, and by providing pertinent examples, your task is to:

1. Critically discuss the role and importance of bank capital and the rationale for holding and maintaining adequate capital levels.

(50 Marks) 2. While providing evidence of the latest developments in international bank capital regulation, critically

discuss the implications, benefits and shortcomings of the Basel III agreement. (50 Marks)

[TOTAL 100 MARKS] Important elements in a successful assignment on this topic:

§ Literature review based on highly-recognized academic journals. You should demonstrate your capability in reading and research beyond the material provided and discussed in lectures. A minimum of eight references from high-quality academic journals is expected (refer to the “How to read an academic article” file on MyPlace to understand how to evaluate the quality of an academic article). In addition, referring to respected financial media (e.g. The Economist, Financial Times) and international news agencies (e.g. Reuters, Bloomberg) is also relevant to build a critical and up-to-date review of the recent developments.

§ Graphs, data and tables will positively contribute to presenting your critical review (the maximum number of graphs/tables/figures is four).

1 This assignment will account for 30% of the final mark for this class. 2 The University late penalty scheme will be applied: https://www.strath.ac.uk/media/ps/cs/gmap/academicaffairs/policies/Policy_and_Procedure_for_the_Late_Submission_of_Coursework.pdf.p agespeed.ce.dLHAxb3k-D.pdf

The essay should include adequate in-text citations of papers and various sources of information, with full details reported in a list of references at the end of your document (organised alphabetically). The reference list should not be included in the word count. Word limit: 2,000 +/- 10% (approx. 6 pages A4, 1.5 line spacing, 12 point font). You must state the word count on the cover page of your work. Electronic submission through MyPlace. Late penalty for assignments

§ Coursework submitted after the deadline, student has an approved extension and submits within the approved extension period.

§ Late submission on the day of the deadline (or approved extended deadline), student has communicated exceptional circumstances and is granted a grace period of up until four hours after the deadline.

§ 1 calendar day (less than 24 hours) late: deduct 10 percentage points § 2 calendar days (more than 24 less than 48 hours) late: deduct 15 percentage points § 3 calendar days (more than 48 less than 72 hours) late: deduct 20 percentage points § 4 calendar days (more than 72 less than 96 hours) late: deduct 25 percentage points § 5 calendar days (more than 96 less than 120 hours) late: deduct 30 percentage points § 6 calendar days (more than 120 less than 144 hours) late: deduct 35 percentage points § 7 calendar days (more than 144 less than 168 hours) late: deduct 40 percentage points § After 7 full calendar days: a mark of zero will be applied

Late assignments will be marked on their academic merit, however, should a late penalty drop a mark below the pass mark of 50% then the mark awarded will be the pass mark of 50%. Please note, this applies only to weekdays where students submit in hard copy, but includes Saturdays and Sundays where students submit electronically. If the academic quality of the work submitted is below the pass mark, then no penalty will be applied with the emphasis on supporting students if any resubmission is required.

Assignment: Analysis of a Pertinent Healthcare Issue

The Quadruple Aim provides broad categories of goals to pursue to maintain and improve healthcare. Within each goal are many issues that, if addressed successfully, may have a positive impact on outcomes. For example, healthcare leaders are being tasked to shift from an emphasis on disease management often provided in an acute care setting to health promotion and disease prevention delivered in primary care settings. Efforts in this area can have significant positive impacts by reducing the need for primary healthcare and by reducing the stress on the healthcare system.

Changes in the industry only serve to stress what has always been true; namely, that the healthcare field has always faced significant challenges, and that goals to improve healthcare will always involve multiple stakeholders. This should not seem surprising given the circumstances. Indeed, when a growing population needs care, there are factors involved such as the demands of providing that care and the rising costs associated with healthcare. Generally, it is not surprising that the field of healthcare is an industry facing multifaceted issues that evolve over time.

In this module’s Discussion, you reviewed some healthcare issues/stressors and selected one for further review. For this Assignment, you will consider in more detail the healthcare issue/stressor you selected. You will also review research that addresses the issue/stressor and write a white paper to your organization’s leadership that addresses the issue/stressor you selected.

To Prepare:

· Review the national healthcare issues/stressors presented in the Resources and reflect on the national healthcare issue/stressor you selected for study.

· Reflect on the feedback you received from your colleagues on your Discussion post for the national healthcare issue/stressor you selected.

· Identify and review two additional scholarly resources (not included in the Resources for this module) that focus on change strategies implemented by healthcare organizations to address your selected national healthcare issue/stressor.

The Assignment (3-4 Pages):

Analysis of a Pertinent Healthcare Issue

Develop a 3- to 4-page paper, written to your organization’s leadership team, addressing your selected national healthcare issue/stressor and how it is impacting your work setting. Be sure to address the following:

· Describe the national healthcare issue/stressor you selected and its impact on your organization. Use organizational data to quantify the impact (if necessary, seek assistance from leadership or appropriate stakeholders in your organization).

· Provide a brief summary of the two articles you reviewed from outside resources on the national healthcare issue/stressor. Explain how the healthcare issue/stressor is being addressed in other organizations.

· Summarize the strategies used to address the organizational impact of national healthcare issues/stressors presented in the scholarly resources you selected. Explain how they may impact your organization both positively and negatively. Be specific and provide examples.

· Note my chosen healthcare stressor is nurses shortage in my organization

·

Use 5 0f these resources (APA format)

American Association of Colleges of Nursing. (2017). Fact sheet: Nursing shortage, April. Retrieved from http://www.aacn.nche.edu/media-relations/factsheets/nursing-sh

Auerbach, D. I., PhD., Staiger, D. O., PhD., & Buerhaus, Peter I,PhD., R.N. (2018). Growing ranks of advanced practice clinicians -- implications for the physician workforce. The New England Journal of Medicine, 378(25), 2358-2360. doi:http://dx.doi.org.ezp.waldenulibrary.org/10.1056/NEJMp1801869

Carlson, K. (2017, November 1). Nurse-Patient Ratios and Safe Staffing: 10 Ways Nurses Can Lead The Change. Retrieved March 3, 2021, from https://nurse.org/articles/nurse-patient-ratios-and-safe-staffing/

Jacobs, B. , McGovern, J. , Heinmiller, J. & Drenkard, K. (2018). Engaging Employees in Well-Being. Nursing Administration Quarterly, 42(3), 231–245. doi: 10.1097/NAQ.000000000000030

Haddad LM, Annamaraju P, Toney-Butler TJ. Nursing Shortage. [Updated 2020 ]. In:

      StatPearls  [Internet]. Treasure Island (FL): StatPearls Publishing; 2021 Jan

-  : https://www.ncbi.nlm.nih.gov/books/NBK493175/

Simpson, K (2016) Nurse staffing and failure to rescue. The American Journal of

Maternal/Child Nursing, 41 (2), p 132 doi:10.1097/NMC.0000000000000224

Yang, J. H. -., & Hudson, P. (2019). Evidence-based practice guideline: Nurse retention for nurse managers. Journal of Gerontological Nursing, 45(11), 11-19. doi:http://dx.doi.org.ezp.waldenulibrary.org/10.3928/00989134-20191011-03

Sheet2

The assignment will be assessed based on the following criteria: Notes:
1 Coherence of the writing & clarity Ability to ensure a well-structured discussion that makes sense from the begging to the end. Ability to clearly express concepts without being too intricate or missing fundamental steps/elements
2 Focus Ability to maintain the attention on the main focus, without excessively diverging from it
3 Depth Ability to critically review, consolidate and extend a systematic and coherent body of knowledge
4 Critical perspective Ability to critically review the concepts and evidence from a range of different sources, demonstrating the capacity to expand beyond a merely descriptive approach
5 Capability to effectively summarise key concepts (and therefore stick to the indicated word count) Ability to highlight the main concepts and adequately discuss them framed in a coherent framework
6 Quality of the employed references Refer to the document "How to read an academic article", available on MyPlace, to understand how to evaluate the quality of an academic article
7 Quality of the writing Ensure that the quality of the writing is in line with the academic writing standards
8 Reference to pertinent and up-to-date examples Refer to the news from relevant and authoritative sources to support your writing
9 Professional quality of the presentation Pay the due attention to the quality of the overall layout and presentation
10 Originality Ensure that that the produced work is original and in-line with the University's rules on plagiarism
Carefully read the instructions in the assignment document
Imagine as if you are preparing this document for a senior bank executive. Pay the due attention to all the listed points to make a good impression in order to assist your career progression.

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